“HDB Financial Services share price target july” is a Written on the basis of researching past NBFC IPOs and their performances during the next one month after their listing.
This article should be taken as the first step for further research by you. You should take into account any risks associated with HDB Financial Services
HDB Financial Services RHP
India’s IPO space is heating up again—and this time, it’s big. HDB Financial Services (HDBFS), a trusted name in retail lending and a proud subsidiary of HDFC Bank, is making its much-awaited stock market debut on July 2, 2025. With an IPO size of ₹12,500 crore, it’s not only massive but also India’s largest NBFC IPO to date.
Here’s everything beginner investors and market enthusiasts need to know—from IPO details and valuation to a unique HDB Financial Services share price target july.
Table of Contents
🧾 Quick IPO Snapshot
| Particulars | Details |
|---|---|
| Company | HDB Financial Services Ltd. |
| IPO Size | ₹12,500 crore (₹2,500 crore fresh + ₹10,000 crore OFS) |
| Price Band | ₹700 – ₹740 per share |
| Face Value | ₹10 |
| Lot Size | 20 shares (min investment ₹14,800 at upper band) |
| IPO Dates | June 25–27, 2025 |
| Allotment Date | June 30, 2025 |
| Listing Date | July 2, 2025 (BSE and NSE) |
| Lead Managers | JM Financial, BNP Paribas, BofA, Goldman Sachs, HSBC, and more |
💡 Why the Buzz Around HDBFS IPO?
- ✅ Strong HDFC Bank Parentage – One of India’s most credible banking brands.
- ✅ Diversified Lending Book – Spanning loans against property, gold loans, business loans, and more.
- ✅ Largest NBFC IPO Ever – Investor curiosity is sky-high.
- ✅ Reduced HDFC Bank Stake – From 94.32% to 74.19% post-IPO.
📊 Valuation Deep Dive
At the upper band of ₹740, here’s how the numbers stack up:
Pre-IPO Valuations
| Metric | Value |
|---|---|
| Book Value per Share | ₹199.46 |
| EPS (Diluted) | ₹27.30 |
| P/E Ratio | ~27.1 |
| P/B Ratio | ~3.71 |
Post-IPO Valuations (after fresh issue)
| Metric | Value |
|---|---|
| Total Shares | ~82.98 crore |
| Net Worth | ₹18,320 crore |
| Book Value per Share | ₹220.78 |
| EPS (Estimated) | ₹26.29 |
| P/E Ratio | ~28.15 |
| P/B Ratio | ~3.35 |
🔍 These numbers suggest a valuation slightly above historical NBFC averages but justified by brand strength and growth potential.
📈 One-Month Price Outlook: Can It Touch ₹945?
GMP-Based Listing Prediction
Grey Market Premiums (GMP) suggest a listing price around ₹787–790, indicating a ~6.75% listing gain at the upper band.
📉 Factors That Could Affect Movement:
| Factor | Impact |
|---|---|
| Market Sentiment | Could lead to post-listing volatility |
| Profitability Dip in FY25 | Might cause hesitation |
| Interest Rate Fluctuations | Affects borrowing costs |
| Heavy OFS Component | Could exert selling pressure |
📆 Speculative Daily Price Trajectory (July 2 – August 2)
Here’s a realistic day-by-day estimate for HDBFS shares post-listing, assuming moderate upward movement with market dynamics in play:
| Date | Expected Price (₹) |
|---|---|
| Jul 2 | 790 |
| Jul 3 | 795 |
| Jul 4 | 800 |
| Jul 5 | 805 |
| Jul 6 | 810 |
| Jul 7 | 815 |
| Jul 8 | 820 |
| Jul 9 | 825 |
| Jul 10 | 830 |
| Jul 11 | 835 |
| Jul 12 | 840 |
| Jul 13 | 845 |
| Jul 14 | 850 |
| Jul 15 | 855 |
| Jul 16 | 860 |
| Jul 17 | 865 |
| Jul 18 | 870 |
| Jul 19 | 875 |
| Jul 20 | 880 |
| Jul 21 | 885 |
| Jul 22 | 890 |
| Jul 23 | 895 |
| Jul 24 | 900 |
| Jul 25 | 905 |
| Jul 26 | 910 |
| Jul 27 | 915 |
| Jul 28 | 920 |
| Jul 29 | 925 |
| Jul 30 | 930 |
| Jul 31 | 935 |
| Aug 1 | 940 |
| Aug 2 | 945 |
🧠 Note: These are speculative figures and may change depending on institutional interest, retail buzz, and quarterly results.
🧭 Final Thoughts: Should You Invest?
If you’re a long-term investor, this IPO presents a solid opportunity to enter a high-quality NBFC backed by India’s most trusted bank.
However, if you’re a short-term trader, expect some volatility—especially after the listing—due to the size of the offer and macroeconomic cues like inflation and interest rates.
💬 Quote to Reflect On
“The stock market is filled with individuals who know the price of everything, but the value of nothing.” – Philip Fisher
Let HDBFS not just be a listing play but a value addition to your long-term portfolio—if the fundamentals match your vision.
📌 Share Your Views
Are you planning to apply for the HDB Financial IPO? Do you think it will cross ₹950 in the first month? Comment below and let’s discuss
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